Due to increasing theft, fire, and natural disasters, home insurance in Pakistan is gaining popularity. Book the correct policy to cover your home, valuables, and peace of mind.
In this article, you will learn how to compare the best home insurance quotes in Pakistan in terms of coverage, price, and customer service without violating Google and Facebook content policies.
What is a Home Insurance Quote?
A home insurance quote is the estimated amount you will be paying to get insurance coverage on your house, value and location of your home. Your risk factors and coverage preferences are used to calculate quotes by the companies.
Top 5 Home Insurance Providers in Pakistan (2025)
1. EFU Insurance
EFU enjoys one of the highest trusts in the insurance industry of Pakistan. They provide different home insurance policies at a price beginning PKR 5,000 to 15,000 annually. It covers fire, burglary, and natural disasters, and therefore, it is suitable for homeowners who want comprehensive coverage.
P: Fast and convenient claims.
Website: efu.com.pk
2. Jubilee General Insurance
Jubilee also provides competitive home insurance quotes at an annual price of PKR 6,000 to 16,000. Their policies include structural damage, contents of the home and personal liability. They also have a user-friendly online quote generator, which makes it convenient to their users.
Pros: Easy online quotation.
Website: jubileegeneral.com.pk
3. Adamjee Insurance
Adamjee Insurance has a long reputation for offering comprehensive cover in one quote as cheap as PKR 4,500 and as high as PKR 14,000 per annum against fire, burglary, terrorism, and earthquakes. It is a sure alternative for persons residing in high-risk locations.
Advantages: The reputation on the market and the wide coverage possibilities.
Website: adamjeeinsurance.com
4. TPL Insurance
TPL provides a flexible building and home contents cover with annual quotes of between PKR 5,500 to 12,000. It shines through its mobile application support, as one can manage their policies and claims whenever they are away.
Pros: Convenient mobile access and support.
Website: tplinsurance.com
5. United Insurance Company (UIC)
With UIC, one can get affordable home insurance as low as PKR 4,000 to 10,000 annually. They usually reimburse structural damage, theft, and contents, which is excellent if one needs simple household coverage.
Pros: Affordable plans with essential coverage.
Website: theunitedinsurance.com
What’s Typically Covered in Home Insurance Policies?
The majority of the standard home insurance plans in Pakistan cover damage due to fire and explosions, theft and burglary, natural calamities like floods and earthquakes, any accidental damage to the property, and third-party liabilities.
Tips to Choose the Best Home Insurance in Pakistan
Before purchasing a policy, it is essential to compare multiple quotes from at least three providers. Choose a plan that aligns with your property type, location, and overall value. Also, consider companies that offer online claim facilities and have positive customer reviews. Most importantly, ensure the insurance company is registered and approved by the Securities and Exchange Commission of Pakistan (SECP).
How to Get a Free Home Insurance Quote in Pakistan
Getting a home insurance quote in Pakistan is simple and quick. Visit the official websites of the top insurance providers mentioned above. Use their “Get a Quote” tool or online calculator to enter your details, such as home value, location, and preferred coverage. Once done, compare the available quotes and choose the plan that best matches your needs and budget.
Final Words
Getting the proper home insurance quote in Pakistan may help you save money and secure your precious possessions. All of the companies mentioned above provide good rates and reliable service, so it is now less complicated than ever to find the protection you require in 2025.